What are the advantages of PICC, medical insurance and millions of medical insurance?
Gold medical insurance million medical insurance has the following advantages:
1, the insurance conditions are relaxed.
The occupational restrictions and health advice of PICC Medical Insurance Million Medical Insurance are very loose. Except for high-risk occupations, there are only four health instructions. It is very convenient for people aged 55-60 to apply for physical examination, and they can be insured from 28 days to 60 years old.
2, 20 years to ensure more stable security.
Gold medical insurance can be said to be an upgrade of good medical insurance, and it still inherits the excellent tradition of 20-year guarantee renewal. It is particularly worth mentioning that gold medical insurance not only guarantees renewal for 20 years, but also guarantees renewal for 20 years. The maximum renewal can reach 99 years old, and the guarantee is very stable. During the period, the product can be renewed if it stops selling, claims occur or the body becomes worse to ensure stability.
3. Optional responsibilities are more practical.
Gold medical insurance can buy drugs to ensure that there are 157 kinds of special drugs, including 2 kinds of CAR-T special drugs; 2 million insured amount, 0 deductible; 100% drugs outside social security are reimbursed, and 60% drugs within social security are not reimbursed by social security. Optional serious illness care fund, 20 specific serious diseases, paying 654.38+ million; Optional hospitalization allowance for serious illness, 200 yuan/day, not limited to ICU, very thoughtful and practical.
4. It is easy to get compensation if the deductible is reduced.
Gold medical insurance is exempt from compensation for serious illness and generally hospitalized &; For medical treatment of mild and moderate diseases, the premium of 1 1,000 yuan will be reduced by 1 1,000 yuan every year in the first three years, with a minimum reduction of 3,000 yuan, making it easier to get compensation.
5. Before and after emergency protection.
Ordinary million medical insurance covers outpatient and emergency expenses 7 days before hospitalization and 30 days after hospitalization. This insurance can cover 30 days before and after hospitalization, which is more worry-free
This product is guaranteed to be renewed for 20 years. During the renewal period, it is guaranteed that the product cannot be renewed because of product suspension or physical changes. Including medical treatment, hospitalization advance payment, reimbursement of special drugs for malignant tumors and other practical services, more comprehensive. Those who pursue long-term protection and big company brands can consider family insurance or enjoy insurance concessions.