What kind of child insurance is better?

If you want to buy insurance for your children, it is recommended to buy children's medical insurance first. Children's medical insurance is a welfare policy provided by the state to children and the most basic guarantee. Before buying commercial insurance for children, it is best to buy medical insurance for children. After configuring children's medical insurance, you can consider buying children's critical illness insurance, medical insurance and accident insurance.

Next, I will give you a general explanation of why we should buy these commercial insurances for our children.

1, children's critical illness insurance

Children's critical illness insurance mainly provides disease protection agreed in the insurance contract. The possibility of a child suffering from a serious illness is not low, and the cost of treating a serious illness is high. The compensation provided by children's critical illness insurance can fill the hole in the cost of critical illness treatment.

After the children's critical illness insurance is insured, the children will be out of danger if they meet the agreed conditions. The children's critical illness insurance will pay a sum of compensation, and there is no limit to the use of this money.

What are the children's critical illness insurance worth buying? The list is ready: the top ten affordable children's critical illness insurance in 2022.

2. Medical insurance

Medical insurance is reimbursement insurance, similar to children's medical insurance, but it can complement children's medical insurance to make up for the reimbursement gap of children's medical insurance, such as reimbursement of targeted drugs and specific drugs.

Parents can consider buying a million-dollar medical insurance for their children. Only a few hundred dollars a year can buy millions of insurance coverage. In the case of social security settlement, many medical insurances can achieve 100% reimbursement.

I have compiled ten cheap and guaranteed medical insurance, which are very suitable for children: the list of thousands of medical insurance is freshly released!

3. Accident insurance

The probability of children suffering from accidental injuries is not low, and there are countless accidents such as bumps and falls. An accident insurance can reimburse the medical expenses caused by accidents, which is quite practical for children.

What kind of accident insurance is the most cost-effective? This list is worth a look: 10 the most worthwhile child accident insurance!

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