If some friends don't know much about insurance, don't miss the following article: Super Complete! Everything you want to know about insurance is here.
1.？ Company background
Fosun United Health Insurance was established in Guangzhou on 20 17 by six shareholders including Shanghai Fosun Industrial Investment Co., Ltd., Guangdong Yihua Real Estate Development Co., Ltd. and Ningbo Xizi Asset Management Co., Ltd., with a total investment of 500 million yuan.
Fosun United Health Insurance covers a wide range of business, including various medical insurance, sickness insurance, disability income loss insurance, nursing insurance and accidental injury insurance. , strive to provide customers with high-quality life-cycle products and establish a caring whole-process service system.
In terms of solvency, according to the relevant report of Fosun United Health Insurance in official website, the core solvency adequacy ratio was 69.7 1% in the second quarter of 2022, the comprehensive solvency adequacy ratio was 65.438+039.35%, and the latest risk rating was Grade B.
It can be seen that the solvency of Fosun United Health Insurance is up to standard, and everyone can rest assured to insure.
For more information about Fosun Joint Health Insurance, interested friends can poke this article: Is Fosun Joint Health Insurance Company reliable? If you want to buy its products, read this article!
2. Matters needing attention in choosing an insurance company
There are still many insurance companies on the market, many of which are well-known, but it does not mean that insurance companies with little popularity are unreliable! In fact, it is not difficult to choose a reliable and suitable insurance company, which can mainly refer to the following two points:
(1) Solvency, which is the best embodiment to measure the ability of insurance companies to repay debts, does not need to be too high, just meet the regulatory requirements of the CBRC.
(2) In terms of creditor's rights, the focus is on the limitation of creditor's rights. It is suggested to give priority to the insurance company with fast claim prescription and get the insurance money as soon as possible.
If you still have questions about choosing an insurance company, you can read this article: What do you want to see when looking at an insurance company?
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