What are the advantages and disadvantages of short-term health insurance?

Long-term health insurance refers to health insurance with an insurance period of more than one year or less, but with a guarantee renewal clause; Short-term health insurance refers to health insurance with an insurance period of one year or less, excluding the guarantee renewal clause.

Advantages of short-term health insurance: Generally speaking, short-term health insurance has the advantages of low premium, easy underwriting, simple insurance and flexible products, which provides medical protection for people when they are sick and is suitable for people with relatively weak economic foundation to buy;

Disadvantages of short-term health insurance: the short-term health insurance guarantee time is short, and it will be guaranteed for one year after one year. If the insurance is not successfully renewed after the end, the guarantee will be gone; With the growth of age, the premium will increase year by year and finally pay more.