Insurance liability includes death due to illness, critical illness insurance liability, timely payment of insurance benefits and annual dividend liability. It is a very wide range of critical illness insurance, which covers all people from 28 days after birth to 60 years old, and people under 50 can be exempted from medical examination. The insurance period is 30 years, 40 years, 50 years and 88 years, with a large span and many types.
The critical illness insurance of Minsheng Life Insurance covers 40 kinds of common major diseases, which is more than that of ordinary life insurance-we bought protection, so why not have more protection?
Strength and prospect: Minsheng Life Insurance, Minsheng Bank and Minsheng Securities constitute Minsheng Financial Group, and its strength is beyond doubt. And Minsheng Life Insurance is one of the six insurance companies directly supervised and managed by the CIRC, and the other five insurance companies are all state-owned. Only Minsheng Life Insurance is private, so it should be more informed in obtaining the latest national policy information, which will be supported by the China Insurance Regulatory Commission to a great extent.
Minsheng Life Insurance Co., Ltd. was established in 2002 and is headquartered in Beijing. It is one of the seven national insurance companies directly managed by China Insurance Regulatory Commission.
Minsheng Life Insurance is led by the All-China Federation of Industry and Commerce and initiated by 2 1 enterprise. At present, there are 22 shareholders with paid-in capital of 873 million yuan. The main shareholders are Wanxiang Finance Co., Ltd., China Oceanwide Holdings Co., Ltd., China Nonferrous Metals Construction Co., Ltd., Shanxi Haixin Iron and Steel Group Co., Ltd., Jiangxi Huiren Group Pharmaceutical R&D and Marketing Co., Ltd., east hope Group Co., Ltd., Sichuan New Hope Agriculture Co., Ltd., Beijing Telecom Economic and Technological Development Company and Singapore Asia United Holdings Co., Ltd..
The current chairman of Minsheng Life Insurance is Mr. Xie Boyang, Vice Chairman of the All-China Federation of Industry and Commerce; The vice-chairmen are Mr. Lu Zhiqiang, Chairman of China Oceanwide Holdings Co., Ltd. and Mr. Lu Weiding, Chairman of Wanxiang Finance Co., Ltd.; The Chairman of the Board of Supervisors is Mr. Liu Yonghao, Chairman of New Hope Group. Mr. Duan Jingquan, former director of the Supervision and Inspection Bureau of the Ministry of Finance, is the director and president.
Approved by the China Insurance Regulatory Commission, the business scope of Minsheng Life Insurance includes life insurance, health insurance, accidental injury insurance, reinsurance business of the above insurance business and fund utilization business. Insurance types include: term life insurance, whole life insurance, short-term health insurance, long-term health insurance, personal and group accident insurance, old-age insurance and annuity insurance.
By the end of 2006, Minsheng Life Insurance had set up ten provincial branches, more than 60 prefecture-level central branches, subsidiaries or central marketing service departments and nearly 300 district and county marketing service departments in Beijing, Zhejiang, Jiangsu, Hebei, Shandong, Fujian, Liaoning, Sichuan, Henan and Shanghai, initially forming the institutional layout of key markets.
Since its opening in 2003, Minsheng Life has adhered to the principle of honesty, focused on economic benefits, focused on developing embedded value's high individual installment business, and developed its business through multiple channels. Relying on intensive management, product innovation, marketing model innovation and special services, all the work has achieved rapid, sustained, harmonious and healthy development, and the growth rate of scale premium income and installment premium income has greatly increased. In 2006, the premium income of Minsheng Life Insurance ranked ninth among the 45 life insurance companies in China, and continued to lead among the life insurance companies that entered the market in the same period. The return on investment over the years is also much higher than the industry level.
In 2006, Minsheng Life was named "Top Ten Insurance Brands in China" by the global Chinese famous brand network and other institutions; In June, 2007, 5438+ 10 was rated as "the most promising insurance company" and one of the top five "life insurance companies trusted by netizens" by Sina.com, the most influential Chinese website in the world. He was also awarded the "Urban Life Contribution Award" because he cared about people's livelihood and was keen on social welfare undertakings.
Minsheng Life Insurance is the product of China's economic development and financial market opening. Its vital capital subject and brand-new operating mechanism have laid a solid foundation for the company's long-term development. Minsheng Life will continue to adhere to the business philosophy of "people's livelihood and benefit people's livelihood", give full play to the advantages of excellent system, flexible mechanism, pragmatism and high efficiency, and build itself into a first-class insurance enterprise with strong growth and distinctive characteristics.
Salary income of employees: 3,000-5,000 for grass-roots employees, 5,000-8,000 for director level and 1000 for manager level.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.