A: You can choose a policy that suits you according to your own needs. You can buy one or choose two at the same time. Because the content of each family is different, each has its own advantages. We all thought you made an analysis table for your reference.
Q: How do I get insurance (cancer insurance)?
We have prepared the insurance application and transfer authorization for you. As long as you fill out the health notification form and insure it for 30 days, it will take effect
3. Q: Why wait 30 days before it takes effect?
A: In order to take care of customers' health and avoid taking out insurance against illness, the waiting period for taking out cancer insurance is 30 days. Take out insurance as soon as possible and transfer the risk to the insurance company as soon as possible.
4. Q: Can I buy cancer insurance separately?
A: Yes, as long as you have cancer insurance needs, many cancer insurance companies apply the main contract method to issue orders separately, and there is no need to buy additional life insurance.
Q: But I also want to increase my life insurance. How can I buy it?
A: You can choose an insurance company in whole life insurance first, and then attach an agreement with the same company for cancer insurance. However, whole life insurance is the main contract, with cancer insurance attached, and it can be billed. In addition, if you have medical insurance needs, you can also match lifelong medical insurance for you at the same time, so that your protection is more perfect.
Q: If I don't need life insurance, I just want medical insurance and cancer insurance?
A: Then you can use the cancer insurance of Guohua Life Insurance as the main contract and the lifelong medical insurance of Guohua Life Insurance as the supplementary contract. In case of death, lifelong medical insurance can also refund the premium paid for 20 years, and this money can also be used as "life insurance death fund"!
7. Q: Can I use life insurance or cancer prevention insurance with hospitalization insurance?
A: Yes, the average life expectancy of China people is 72 years for men and 78 years for women, so you can also use the minimum amount of life insurance, add cancer insurance and limit hospitalization insurance, so the premium is cheaper.
8. Q: I want to use savings insurance plus medical insurance. How can I buy it?
Answer: You can choose principal return insurance as the main contract according to the analysis table, and attach the supplementary contract of cancer insurance or medical insurance of the same insurance company. Or different insurance companies, both policies are issued separately with the main contract. This is the advantage of buying insurance from an insurance broker.
9. Q: Can I buy life-long medical insurance and limited hospitalization insurance for my medical insurance?
A: Yes, because life-long medical insurance is only daily. In order to supplement the hospitalization expenses, you can buy a limited hospitalization insurance, which will provide more comprehensive medical insurance protection.
10. Q: What documents do I need to prepare when processing the claim? (cancer insurance)
Answer: lifelong medical insurance requires a diagnosis certificate, and hospitalization insurance requires a diagnosis certificate and an original receipt. Cancer insurance only needs a diagnosis certificate.