As long as it can meet your personal needs, it is suitable for investment, or look at the following product information of Xinhua Life Insurance. Can it help you?
Xinhua is an established insurance company, which has achieved good results in the 14th China Insurance Innovation Award. This company mainly deals in annuity insurance, critical illness insurance and life insurance.
Whether the company is good or not depends not only on what it says, but also on the actual products. The prices of the products of this company are relatively high, except for a few that are not worth buying. Specifically, let's take a look at a critical illness insurance promoted by this company:
Let's take a look at the protection content of health exemption C 1 through pictures:
As can be seen from the figure, Worry-Free Health C 1 has the following advantages:
1, with extra compensation: those who were diagnosed with serious illness in the previous 10 years and those who died in the previous 10 years can get 20% extra compensation.
2. If you have six specific serious diseases such as brain cancer, leukemia and pancreatic cancer, you can also get the basic guarantee of 120%.
But this product still has some defects:
1, the price is expensive, and the guarantee is only quite satisfactory. The premium of 65,438+00,000 yuan is not affordable for ordinary working families.
2. In the protection of mild illness, the compensation amount for mild illness is too small, far lower than most products on the market. It cost more than 1000 yuan, and as a result, the proportion of minor illness compensation is not as high as other cheap products, which is really not worth it.
I have sorted out some minor-friendly critical illness insurance products on the market, and they are all very cost-effective. If necessary, you can click on the original text to view: Top Ten Insurance Companies' Hot Critical Illness Insurance Inventory!
For better comparison, I compiled a list of critical illness insurance products with low cost performance. Seeing these products, I should be cautious: the inventory of critical illness insurance of the top ten insurance companies "worth buying"!
This is my opinion on this problem, I hope it will be useful to you.