First, the insurance notice:
Insurance age:18-61year.
Payment method: 5 years, 10 years, 20 years.
Insurance period: 10 years, 20 years, 30 years, to 60/70/80 years old, for life.
Second, Xinhua's healthy and worry-free characteristics:
1, comprehensive protection: on the basis of 60 major diseases, it also provides compensation protection for very early tumors, mild strokes and other common mild diseases as high as 15. It is beneficial to the early diagnosis and treatment of patients and improves the cure rate.
2. Affordable: All three products are market-oriented products, and the benefits are tilted towards customers, making them affordable and guaranteed. In particular, the "Worry-Free Health" A insurance product is designed with internationally accepted pure protection clauses, and some customers can enjoy serious illness protection as high as 200,000 yuan for less than 10 yuan every day.
3. Flexible term: The three products are designed to be fixed-term, fixed-term, and life-long, providing customers with the guarantee period including expiration and age, from 10 to life, which is convenient for customers to choose flexibly according to their actual situation.
4. Easy insurance: Based on the purpose of optimizing customer experience and the concept of trusting customers, Xinhua Life strives to reduce the burden of underwriting and physical examination by optimizing the insurance process and risk control means.
Third, examples:
1. Ms. Lin, 25 years old, works in a bank. Knowing that health insurance is very important, she decided to buy an insurance policy, so that she can have high disease protection in her later years. She chose Xinhua's "health worry-free C critical illness insurance". In the next 20 years, she will spend 4,600 yuan a year, that is, less than the price of a mobile phone, and get 60 kinds of major illness insurance with lifetime coverage of 200,000 yuan, while enjoying 15 kinds of minor illness insurance with coverage of 40,000 yuan and death insurance of 200,000 yuan. (Expenditure: 4,600 yuan per year (20 years) Guarantee: 200,000 yuan lifetime guarantee)
2. Ms. Zhang, female, aged 30, is a government civil servant. Civil servants are gradually included in medical insurance. She is worried about the financial burden in the event of a major illness and wants to add a guarantee to herself. After comparison, she took a fancy to Xinhua's "health worry-free C critical illness insurance". She chose the payment method for 30 years, paid the premium of 4,240 yuan per year, and obtained 60 kinds of major illness protection with a lifetime insurance amount of 200,000 yuan. At the same time, she also enjoyed 15 kinds of minor illness protection, with a coverage of 40 thousand yuan and a death protection of 200 thousand yuan.
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