How long is the waiting period for health insurance? How long does it take to get a medical examination after buying critical illness insurance?

Hello! Waiting period, also known as waiting period or exemption period, is set to prevent risks, which means that the beneficiary can't get insurance compensation even if an insurance accident occurs within the specified period when the life insurance contract takes effect. Generally speaking, the waiting period for health insurance is 30 days. Similar to the waiting period of insurance, in order to prevent unnecessary moral hazard, according to the requirements of insurance companies, people who buy critical illness insurance need to have a physical examination before taking out insurance. Basic precautions for purchasing health insurance products such as critical illness insurance.

1. Choose an insurance company with sound financial position and strong strength. Customers can know the solvency of insurance companies according to the evaluation results of authoritative rating agencies, as well as the annual reports and major announcements published by insurance companies.

2. Understand the serious diseases that can be compensated. Critical illness insurance does not cover all diseases. Only when you suffer from a major disease stipulated in the contract can you get the compensation agreed in the contract.

3. The insured must insure against threatening diseases, not blindly. Choose according to your husband's age and needs.

4. When applying for critical illness insurance, we should pay attention to the insurance company telling the medical history truthfully.

5. Economic affordability.