Health insurance tax relief policy

Personal tax excellent health insurance is a new thing, and tax preference is given to personal health insurance. After purchasing commercial health insurance, taxpayers can deduct it before tax in the current year (month). As far as the current preferential tax policies are concerned, the insured can enjoy a pre-tax deduction of 2,400 yuan per year (200 yuan per month).

Insurance premium insurance amount

According to the policy, the amount of tax-excellent commercial health insurance is not less than 250,000 yuan, and the lifetime cumulative compensation limit is 800,000 yuan; The proportion of eligible medical expenses paid by the insured shall not be higher than 10%.

Tax-excellent health insurance reimbursement ratio

Of the medical expenses paid by individuals, 100% is reimbursed in the social security catalogue, 80% is out of the catalogue, and the proportion of individual compensation reaches 90%.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.