The Necessity of Buying Infant Sickness Insurance
According to the statistics of the fifth national census, the population aged 0- 14 in China is 289 million, accounting for 22.89% of the total population. Children of this age are very weak in resistance and self-protection, so the probability of illness and accidents is also high, so child insurance came into being. According to relevant data, there are 25,000 cases10.5 children with malignant tumors in China every year, and the incidence rate has increased at a rate of 5% every five years in recent years. Leukemia, the first malignant tumor in children, has 1 10,000 new cases every year. With the aggravation of environmental pollution, the incidence rate is still increasing year by year. With the development of science and technology, many childhood diseases, even childhood leukemia, can completely save lives as long as they are treated in time. However, the high cost of treatment is often unbearable for ordinary families, and the tragedy of delaying children's medical treatment for economic reasons often occurs. The basic way to transfer the risk of high medical expenses is to seek the protection of social medical insurance. However, children in China are excluded from the social security system, so the medical expenses of children in China can only be borne by families. Once a child is seriously ill, it will bring unbearable economic pressure to the whole family. Therefore, it is very necessary to buy children's critical illness insurance.
Experts remind that when purchasing children's disease insurance, we must pay attention to whether leukemia is guaranteed and whether there is a premium exemption function to ensure that children can get comprehensive and practical protection.
How to buy child disease insurance?
It is understandable that parents want to give their children a good guarantee and good educational conditions. The first advice given to parents by the authorities in the insurance industry is that parents should be fully protected first, because parents are the best insurance for children. It is suggested that Mr. Zhang, the breadwinner of his family, should be provided with a term life insurance and serious illness liability protection first. Mr. Zhang's income is the best guarantee for children and the whole family, and it is the core of family security. Children's disease insurance can only be reflected if parents have enough financial ability to pay. What are the good life insurance recommendations? I just sorted out the relevant contents, hoping to help you: the top ten insurance companies selling life insurance in 2020!
Merchants Cigna high-end medical insurance to protect children's healthy growth.
China Merchants Cigna High-end Medical Insurance, multilingual customer service centers in China, Scotland and the United States can guarantee 24-hour uninterrupted global service, and children can receive the guidance of professional doctors anytime and anywhere, whether at home or abroad; There are no restrictions on medical treatment and medication, and regular preventive examinations are insured by specialists, and parents are jointly insured, so that adults and children can get timely medical care services. Maintaining children's health anytime and anywhere is the core issue for parents to consider taking out children's disease insurance. Only when these basic services are guaranteed can we accompany our children to grow up healthily.