On April 23rd, 2009, Ministry of Human Resources and Social Security said that in view of the complicated settlement procedures of medical insurance reimbursement, the medical insurance one-card system will be popularized throughout the country. The medical insurance card looks like the bank card we usually use, but unlike the bank card, the medical insurance card has our medical insurance information on it. The insured can use the medical insurance card to settle the medical expenses immediately without going through the reimbursement procedures.
Yin, a spokesperson for Ministry of Human Resources and Social Security, said: "When the insured person settles in the hospital, as long as he pays part of the medical expenses that he should bear, the expenses that should be paid by medical insurance will be directly settled by the medical insurance agency and the hospital."
This solves the problem that the medical insurance reimbursement cycle is too long, which makes many patients have a headache. Some patients said that in the past, they not only had to pay for medical expenses, but also collected relevant documents to the relevant departments for reimbursement. When the reimbursement was fast for more than a month, they slowed down for more than four months, and they didn't get the money. Sometimes the medical expenses add up to four or five thousand yuan. At the same time, Ministry of Human Resources and Social Security is also actively promoting the settlement of social security agencies in different places, which can solve the problem of settlement of insured persons in different places.
2 implementation
initial
The medical insurance management information systems of provinces and cities in China are independent and unconnected with each other. As a result, the insured people who seek medical treatment in different places in the province can only settle accounts with medical institutions in different places in cash first, which leads to the insured people running between the medical treatment place and the insured place, and it takes four or five hours to copy the medical records only.
develop
Some provinces and cities have completed the networking docking with the provincial medical settlement platform in different places, and realized the medical insurance card in the province. For example, at the end of the 20th/1lunar calendar, Zhejiang "One Card" private network has been connected to the cities and counties (cities, districts) under the jurisdiction of 1 1. Six cities, including Hangzhou, Jiaxing, Shaoxing, Quzhou, Jinhua and Yiwu, have completed the networking docking with the provincial remote medical treatment settlement platform. Guangzhou has initially selected 8 hospitals in Foshan as designated hospitals in Guangzhou, and Foshan has also selected 26 hospitals in Guangzhou.
situation
All parts of the country began to discuss the possibility of realizing the national medical insurance card, and began to make partial attempts. On the 2nd, the Ministry of Health announced the Measures for the Administration of Residents' Health Cards (for Trial Implementation) to promote the realization of "one card" for residents to seek medical treatment in various medical and health institutions at all levels. Based on regional health information platform, electronic health records of residents and electronic medical records of medical institutions, resident health cards can be used for resident identification, personal basic health information storage, cross-regional and inter-institutional medical data exchange and expense settlement.