Senior sister takes AIA Quanyou Life Insurance (Shuangjian) critical illness insurance as an example to tell you about AIA critical illness insurance. The coverage of this critical illness insurance covers the first category of critical illness insurance, children's specific illness insurance, the second category of critical illness insurance, total disability insurance, long-term care insurance for the elderly, terminal illness insurance and death insurance. It seems to be comprehensive, but in fact, it is not in place in the protection of mild/moderate diseases. Good critical illness insurance should cover mild/moderate illness insurance corresponding to high incidence and severe illness, and the proportion of mild/moderate illness insurance should reach at least 30% and 60% of the basic insurance coverage. In addition, it is best to have additional compensation for serious diseases and multiple compensation for malignant tumors. It is not easy to buy a good critical illness insurance. I hope this article can give you some inspiration: a good critical illness insurance is like this! You have been cheated for so many years. ...
It can be seen that not every product of a good insurance company is perfect. But in fact, as long as insurance companies are registered and established in our mainland, they will be strictly examined and supervised by the China Banking Regulatory Commission. Therefore, our mainland insurance companies are quite reliable. We don't have to spend too much time paying attention to insurance companies when we apply for insurance. The key is to see how the insurance products perform and whether they are suitable for our insurance. But solvency, as an important part of the comprehensive strength of insurance companies, can often be used as a reference. Friends who are interested in this can take a look at this article: solvency ranking list of the most comprehensive insurance companies in 2022!
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