Can employees claim disability compensation and the cost of installing artificial limbs for accidental injuries?

Hello! Employer's liability insurance is to protect the insured from economic losses when the insured is liable for economic compensation according to law due to accidents or occupational diseases suffered by employees. The insured of employer liability insurance is the employer, and the insurance premium is compensated to the employer by the insurance company. Employers will compensate employees after receiving insurance money. Under normal circumstances, the insured or his representative shall not make any commitment, suggestion or payment for the claim without the consent of the insurance company. Therefore, the company's approach is basically reasonable. The basic compensation process of employer liability insurance is as follows: when the insured (employer) applies for compensation from an insurance company, it shall submit the insurance policy, relevant accident certificates, medical certificates issued by medical institutions recognized by the insurance company, original medical expenses vouchers and other valid documents and materials deemed necessary by the insurance company. The insurance company shall timely review, and once the amount of insurance compensation is confirmed by both parties to the insurance contract, the insurance company shall pay the compensation in one lump sum within ten days to close the case. I'm happy to answer your question. If you are still confused, please continue to consult me, or check my Baidu space, or interact with it through Baidu Hi!