1. Drug reimbursement: Ensure that the insured and their families will reimburse outpatient and hospitalization expenses according to different drug reimbursement standards agreed in the contract within the insurance validity period, with the maximum reimbursement amount up to 200,000 yuan.
2. Reimbursement of high-priced drugs: within the validity period of the insurance, the insured's outpatient and hospitalization expenses are reimbursed, with a maximum reimbursement amount of 20,000 yuan, and the scope of reimbursement is drugs in the list of high-priced drugs prescribed by the state.