Is free insurance on fireflies reliable? Is it really insurance?

Not reliable, but it's really safe. But it is free, valid for one year, and the observation period of serious illness is one year. In other words, this insurance will take effect one year later, and the premium will be paid by itself in the second year. That's probably what happened. For a long time, I signed up for the first year. This kind of insurance similar to advertising is generally true, but a small part of it is a link to promote insurance. After payment, the first month may be zero yuan or one yuan, and then dozens or even hundreds of yuan will be deducted every month. If you buy insurance, it is generally recommended to find a salesman to consult online or offline.

1. The full name of firefly health insurance is Firefly Health Insurance Group Co., Ltd. (formerly Firefly Health Insurance Co., Ltd.), which was established in 1996 and is headquartered in Beijing, China. It is a large insurance financial service group covering three core businesses: insurance, asset management and medical treatment. Firefly health insurance has served 262 million individual customers and 420,000 corporate customers, paying 45 billion yuan and paying 48.3 billion yuan in taxes. Deeply cultivate the life insurance industry chain through 3,900 offline entities and networks all over the country.

2. Insurance is the basic means of risk management (under the condition of market economy), an important pillar of the financial system and social security system, and also the behavior of the insurer to pay insurance money to the insured when the contract conditions are met (the possible accidents agreed in the contract are responsible for the property losses caused by it, or the insured dies, is disabled, falls ill or reaches the age and time limit agreed in the contract). Insurance is a financial arrangement to share accident losses economically, a contractual act in which one party agrees to compensate the other party for losses according to law, an integral part of the social and economic security system in society, and a basic method of risk management.

3. Surrender means that when the insurance contract is not fully performed, the insurer agrees to remove the legal obstacles determined by the contract upon the application of the applicant and the insured, and the insurer returns the cash value of the insurance policy according to the Insurance Law of People's Republic of China (PRC) and the contract. During the insurance period, the applicant can apply for surrender.