1. Who can apply for basic medical insurance for urban residents?
Not included in the basic medical insurance for urban workers in the city's urban household registration personnel (excluding college students), including:
(1) Non-employed residents (hereinafter referred to as "adult residents") aged 18 (inclusive);
(2)/kloc-urban residents under the age of 0/8, including infants (excluding newborns born within 28 days), preschool children and primary and secondary school students (including students studying in secondary specialized schools, technical schools, secondary vocational and technical schools and special schools) (hereinafter referred to as "students and children");
(three) people who have participated in the basic medical insurance for urban workers and terminated their labor relations with the enterprise, and have not continued the medical insurance relationship;
(4) Residents who have participated in medical insurance from July 2006 to February 29, 2006 according to the provisions of documentNo. [2006] 107 issued by Harlow Society.
2. Where should residents apply for insurance?
(a) residents who meet the conditions of insurance can go directly to the community labor and social security workstation where the household registration is located to go through the insurance registration procedures.
(2) Those who have participated in the basic medical insurance for urban workers from July 2006 to February 29, 2006 and terminated their labor relationship with the enterprise, those who have not renewed their medical insurance relationship, and residents who have participated in medical insurance according to the provisions of Haro Shefa [2006] 107, shall go through the registration formalities at the handling place of the basic medical insurance for urban residents in the Municipal Medical Insurance Management Center (No.8-7 Shanghai Street, Daoli District).
(3) Students in school and children in nurseries and kindergartens shall go through the registration formalities at the basic medical insurance agency for urban residents of the Municipal Medical Insurance Management Center (No.8-7 Shanghai Street, Daoli District).
3. How do adult residents, non-school students, children and infants register?
Go to the community labor and social security workstation in the district where my household registration is located to receive and fill out the Application Form for Basic Medical Insurance for Urban Residents in Harbin (hereinafter referred to as the Application Form for Insurance), which belongs to the residents with difficulties stipulated by the state and must be examined and confirmed by the relevant departments. The staff of the community labor and social security workstation inputs personal information for the insured residents according to the application form and related materials provided by them, prints the Notice of Payment for Checking the Information of the Insured Residents in Harbin (hereinafter referred to as the Notice of Payment), and completes the insurance registration procedures after I confirm that it is correct.
1, it is not recommended to buy a pension because you are very old. As short as 10 years, the income of endowment insurance is very low, and it will not be very high in the future, and the payment is relatively high.
2. If you buy commercial health insurance, your mother must have a physical examination in this case. At present, it is more likely to refuse to report rheumatic heart disease. The best result is to increase the underwriting cost (including excluding liability). Of course, people around the age of 50 have higher costs.
You can't wait until you get sick to buy insurance. Even if you have more money, you may not be able to buy the corresponding protection. Therefore, if you are in good health, you can buy insurance, which is easy to underwrite and can prevent future disease risks. You need to establish and change old ideas.
* * * There are few choices of commercial insurance, because it involves the heart, and almost all health insurance and life insurance are linked to life, so there is almost no choice for health insurance; Old-age insurance, investment-linked insurance and universal insurance, which are exempt from medical examination, are generally unbearable because of relatively high expenses and poor family economy; In view of the choice of commercial insurance, I suggest not to consider it; The only way to solve the problem is to be a child. Only by earning more money can we reduce the financial burden of the family. This is the fundamental channel at present. I was lucky to participate in the rural cooperative medical insurance. Although many problems cannot be solved in the future, it is always good to solve them.