(1) Suffering from serious illness: 1. 1 times of the premium paid within one year; After one year, the basic insurance amount is 6,543,800 yuan × (654.38+ 0+3% × the whole year of the policy), that is, on the basis of 6,543,800 yuan, the annual increase is 3,000 yuan.
(2) Death: within one year, before 1 18 years old, pay the actually paid insurance money; ② After18 years old, pay 1. 1 times of the actually paid insurance premium.
Due to an accident or one year later, before 18 years old, it is the greater of the actually paid insurance premium and the cash value corresponding to the basic insurance amount;
(2) After reaching the age of 18, the basic guarantee amount is 654.38+10,000 yuan ×( 1+3%× the whole year of the policy), that is, on the basis of 654.38+10,000 yuan, it will increase by 3,000 yuan every year.
(3) The insured is exempt from paying insurance premium for accidental death or accidental bodily injury.
(4) At the age of 66, you can have the right to change your pension.