How about Taikang enjoying C medical insurance?

Taikang Life Insurance has launched a product named Health Exclusive C, which has attracted much attention since it was listed. This insurance product provides the protection of hospitalization medical expenses+special outpatient expenses+outpatient and emergency medical expenses before and after hospitalization. This product can be reimbursed for expenses that cannot be reimbursed by social security such as ICU and outpatient malignant tumor treatment. However, as we all know, there is no perfect product, so what are the disadvantages of Taikang's healthy enjoyment of C?

Taikang exclusive C is an insurance covering hospitalization, special outpatient medical care and emergency medical expenses before and after hospitalization. Unlimited social security drugs, life-long protection of 3 million, no claims for three consecutive years of millions of medical insurance. Its basic coverage includes: annual medical insurance premium for major diseases 100.

Ten thousand, medical insurance for non-major diseases 100.

10,000, with a lifetime payment limit of 3 million; The medical deductible for non-major diseases is 1 10,000, and the medical deductible for major diseases is 0.

Compared with other millions of medical services, it is characterized by:

1. As for the insured amount, it is 3 million for life and 0/10,000-2 million for a single year; Other millions of medical treatments are generally 2 million to 4 million per year, or 8 million for life;

2. With regard to the renewal of insurance, the renewal of insurance is not guaranteed two years before the insurance, and the insurance company needs to review the customer's physical health and claims, and then decide whether to underwrite. From the third year, guarantee renewal; Other companies generally apply for follow-up insurance in the first year and do not need to re-examine.

3. With regard to its insurance, it is generally additional insurance as the main insurance, and it is necessary to insure serious illness or annuity insurance together; Other millions of medical care can generally be insured separately.