I checked, and the premium of Fushou Lianlian is relatively high, but it covers 18 kinds of serious illness and disability protection; If it is a win-win situation for people's livelihood, the premium of 40 kinds of serious illness and disability protection for people's livelihood is still lower than Taiping.
If you recommend the income in the same period, it is the people's livelihood. After all, its dividend ratio is the highest in the industry, and its internal operating costs are also very frugal. The overall income must be getting higher and higher, and the value of 28 years is more!
From the perspective of safety, these two modes are not the most cost-effective, but for a 2-year-old child, the risk may be less under the protection of parents.
I suggest you choose these two products according to your own preferences.
The most important thing is to see which broker is more professional and conscientious. No matter how good the product is, no one will continue to serve you!