Xiao Nuo answer:
Hello!
In a health insurance contract, the insured is defined as follows:
The applicant, that is, the applicant, refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay the insurance premium according to the insurance contract. In layman's terms, the one who is responsible for paying the premium? Buyer? The applicant can insure himself or others.
As an applicant, there are two requirements: one is to have full capacity for civil rights and capacity for civil conduct; Second, you must have an insurable interest in the subject matter insured. The applicant may be a natural person, a legal person or an unincorporated organization. If someone buys personal health insurance for himself or his family, the enterprise buys group health insurance for employees.