People's Insurance Company of China enjoys good health insurance.

The elderly should buy certain reasonable insurance products, especially for the elderly, such as accident insurance and illness insurance, so as to enhance their ability to resist the risks of accidents and major diseases and minimize possible losses. 1. Old age accident insurance. The probability of accidental injuries among the elderly is higher than that of other adult groups, especially traffic accidents, accidental falls and fires. For example, the elderly are more prone to osteoporosis, and it may cost a lot of medical expenses in case of falling. 2. A large part of the living expenses of retired old people is medical expenses, which can be solved by insuring certain medical and health insurance, and the insurance expenses are not high. It should be noted that there is a problem of high insurance premium for the elderly in critical illness insurance. Therefore, the elderly with social security should enjoy the hospitalization allowance medical insurance paid according to the number of hospitalization days, while the elderly without social security can enjoy the hospitalization expenses medical insurance paid according to the actual medical expenses, rather than the critical illness insurance. 3. The premium of old-age insurance for the elderly is too high, so the purpose of providing for the elderly can be achieved by buying two full insurances for children. At present, people under the age of 65 can still buy old-age insurance. However, the old people aged 50 and above have to pay too high a rate to buy old-age insurance, and insurance companies will impose certain restrictions on the old people aged 50 and above to buy old-age insurance. For example, more than 5 1 old people need physical examination. Therefore, under normal circumstances, people aged 50 and above are no longer advised to buy endowment insurance, and the income is not as good as putting money in the bank or investing in some wealth management products with stable income. First of all, if you have insured your child for a period of 10 years, the insurance money due after 10 years can also be used as your retirement pension at the age of 60. Moreover, because the children are younger, the cost of obtaining the same amount of insurance is much smaller, which can avoid the risk of unfortunate early death and failure to "return the premium". Secondly, children's endowment insurance can provide certain life insurance for children. After all, for the elderly, in addition to their own savings, but also rely on the living expenses given by their children. Therefore, children are the biggest insurance for the elderly, and it is also necessary for children to have adequate life insurance.