As to why insurance companies should set up health notification, this article does not give a detailed answer: Is the health notification of insurance companies making things difficult for us?
Supplementary notification of insurance refers to the supplementary explanation to the insurance company for the contents that were omitted and not truthfully informed when the insurance was purchased. Many consumers ignore the health notification link, ignore or conceal some medical history of the insured, and then worry that the insurance company will refuse to pay compensation. In view of this situation, it is generally recommended that the insured contact the insurance company for supplementary information to avoid the risk of late refusal.
Next, Xuejie will show you the specific process of health care product notification. Before we begin, let's add some insurance knowledge to help us better understand: super-complete! Everything you want to know about insurance is here.
1, fill in the form
The customer fills in the Notice of the Insured's Health and the Application for Change of the Content of the Insurance Contract, truthfully fills in the information that needs to be supplemented, and prepares the insured and the identity card information of the insured.
Step 2 Submit information
After filling in the form, you can submit the information through the official platform of the insurance company in addition to the traditional methods such as going to the service counter and service personnel of the insurance company.
3. Wait for the audit results.
In view of the contents of the Supplementary Notice, the insurance company will conduct risk assessment, and there may be normal underwriting, increased underwriting, exemption underwriting, refusal of underwriting, etc.
Senior sister suggested that when you apply for insurance, you must remember to tell the insurance company the real situation of the insured, and don't hide anything. If there is no problem with the health notification questionnaire, but the insured does have abnormal physical conditions, you should also contact the insurance company to explain the specific situation.
At the end of the article, Sister Xue sent a small benefit to everyone: What are the tips for health notification when insuring?
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