1. The insurance method for married women is 1. The premium expenditure should be considered in combination with the annual household income.
Insurance is a combination, including critical illness insurance, medical insurance, life insurance and accident insurance. Every kind of insurance has its function, and its function is irreplaceable.
It makes sense to buy a high amount of insurance.
When buying insurance, you must look at the amount insured. The amount of insurance is not high and the protection is insufficient.
So it is very important to buy insurance protection. If you can spend as little money as possible to buy products that meet your needs, and have enough insurance protection, it can be said that it is a cost-effective choice.
3. Adults first, children later
At any time, my father suggests that the family arrange insurance for the children first. It is suggested that children's premium expenditure should be controlled at 10%~20% of the total family premium.
4. Sort out the past history in recent years.
In addition to buying accident insurance, most products on the market need health notification. It is very important to sort out your past medical history, such as whether you have breast hyperplasia, breast fibroma and cervicitis.
Health advice When asked about related diseases, you must tell the truth, otherwise, in case of danger, subsequent claims may bring great inconvenience or difficulty.
Second, the product introduction here, dad found a friendly medical insurance for everyone:
(1) Ping An E Life Insurance (Guarantee Renewal Edition 2020):
It is different from other medical insurance. For breast fibroma, nodules and other past medical history, as long as the classification is benign, it can be insured normally, and the insurance conditions can be said to be very relaxed.
(2) HP E students:
Its health advice is very loose, and breast diseases such as breast hyperplasia and breast fibroma can also be insured normally. However, if there are reproductive system diseases that need attention, Pratt & Whitney E Health recommends asking about reproductive system diseases.
The incidence of cancer in women is high, so it can be targeted to strengthen protection.
The high incidence of female cancer has long been a commonplace topic. Among the patients with gynecological malignant tumors, 265,438+0% are pregnant young women.
In the past, cervical cancer and breast cancer, which were high in 40-50 years old, are developing towards younger age. Therefore, it is particularly important for married women to configure insurance for themselves and protect their lives and those of their families. In view of the high incidence of cancer in women, dad suggested that everyone had better equip themselves with critical illness insurance.
Dad concluded:
Married women need to consider health protection when purchasing insurance, and configure their own insurance for the purpose of improving comprehensive protection. After all, only by protecting yourself can we better protect our small family.
So how should a single woman buy it? Dad has prepared a strategy for all the sisters: insurance guide: how do single women buy insurance?