1, children's medical insurance
Children's medical insurance is a welfare given to us by the state, which can reimburse the medical expenses of hospitalization. Most importantly, this kind of insurance is not only cheap in premium, but also quite low in insurance threshold. Even children with some congenital diseases can buy unconditionally.
2. Medical insurance
Medical insurance can reimburse the necessary medical expenses stipulated in the contract. Unlike conventional medical insurance, it mostly does not limit the list of social security directories. As long as it meets the requirements, it can generally be reimbursed 100% after deducting deductible and social security.
Children are still young, and colds and fever are always common. If you have medical insurance, you can reimburse a certain fee for seeing a doctor. If you cooperate with children's medical insurance, you can further reduce the financial pressure on parents.
Here, senior has prepared a medical insurance collection, and friends in need can consult it:
The latest 10 million medical insurance rankings are freshly released!
3. critical illness insurance
Critical illness insurance mainly covers major diseases. In addition, most of them also cover mild or moderate diseases. As long as the disease agreed in the contract is diagnosed and the claim requirements in the clause are met, the insurance company will pay the consumer a sum of money.
This money can be used not only for the medical expenses incurred during the child's medical treatment, but also for the child's future rehabilitation expenses and education funds. It can be described as killing two birds with one stone.
So, what are the critical illness insurances suitable for children to buy in the market? I compiled a list of children's critical illness insurance. You can have a look:
Ten super cost-effective children's critical illness insurance, don't miss this treasure raiders!
4. Accident insurance
Children are curious by nature, have poor perception of external dangers, and are prone to falls and fractures. Therefore, children are also very suitable for buying accident insurance, which can reduce the economic losses caused by these accidents. In addition, the price of accident insurance is quite cheap, generally more than one year 100, which can buy good protection.
However, at different age stages, the insurance allocated by children will be slightly biased. If you want to know more, you can click below to see:
Children's insurance, the difference between different age groups
Hope to adopt
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