■ Zhongan enjoys E-students: Social security drugs for external use/private hospitals are also covered, and there are even green link services. This is a product that can cover the external use of social security drugs and even the expenses of private hospitals, breaking through the limitations of customers in drug use and hospital selection.
Ping An E-Life Insurance (version 20 17) is not much different from Zhongan E-Life Insurance in terms of protection. Which is more worth buying depends mainly on who has the advantage in renewing the lease.
The current situation is:
1. Enjoy e-health. Zhongan Insurance Company promises that it will not refuse to renew the insurance because of the insured's claim. Stopping the sale will not affect the old customers' continued purchase, but it will not be written into the contract;
Ping An E Life Insurance (version 20 17), Ping An Health Company promised that it would not refuse to renew the insurance because of the insured's claim, and it could not renew the insurance if it stopped selling (written into the contract), but at the same time it provided policy upgrade service, without waiting period and health notice, but it was not written into the contract.
2. Ping An Electronic Health Insurance (version 20 17) is very similar to Zhongan's exclusive electronic health insurance in terms of coverage content. The obvious difference is that there are 7 days of outpatient and emergency expenses before and after hospitalization, and 7 days of outpatient and emergency expenses before and after hospitalization for malignant tumors.
Summary: Generally speaking, it is cheaper to enjoy E-health insurance than Ping An E-health insurance (version 20 17). But the existence of any insurance has its significance. The key to buying insurance depends on whether it suits you, and what suits you is the best.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.