What is critical illness insurance? Is the health insurance of Kunlun Health Insurance a critical illness insurance?

Critical illness insurance solves the problem of having a sum of money to treat after a serious illness, and secondly solves the problem of family living expenses. After a person is sick, he needs to rest for several years, but he still needs to continue to spend money to pay back the car loan, raise children and provide for the elderly. This kind of insurance is suitable for adults and children. Old people are not suitable. Although the incidence of the elderly is high, it seems that insurance can only be used at this stage, but it is too late for us to consider insurance at this time, because the physical condition and age of the elderly do not meet the requirements of critical illness insurance.

Health insurance 2.0 is a critical illness insurance. First of all, senior sister briefly introduces the protection form of health insurance:

As can be seen from the above figure, the coverage content of Health Insurance 2.0 is: 1 10 kinds of serious diseases, and the payment is 1 time; 25 kinds of China's diseases, the maximum payment is 2 times, and each payment is 50% of the insured amount; 50 kinds of mild diseases, the highest compensation is 3 times, and the proportion of compensation is increasing.

Advantages: comprehensive insurance, including serious illness, moderate illness and mild illness, no occupational restrictions, and loose underwriting. Small sanyang, hepatitis B virus carriers and thyroid nodules are all within the coverage of the standard body.

Doesn't it look great? Is there any unknown shortcoming of this product? Don't worry, senior sister will give you a detailed analysis of the terms. For those who are interested in this product or don't know how to choose critical illness insurance, please click to read the article: Is this product bad online? Is it true?/You don't say. /You don't say.