When buying commercial insurance, women should pay attention to their age, physical fitness, family situation, income level and other aspects to choose insurance products. If you are too lazy to look at the analysis and want to find the answer directly, you can look at this list I have compiled:
At the age of 20-30, most women have not been working in society for a long time, and their economic income is still unstable. Generally, at this time, they should give priority to buying critical illness insurance and accident insurance. It is not expensive to buy a critical illness insurance at this age. You can choose to buy regular critical illness insurance. For example, if you are 60 years old, you only need 1000 yuan a year; Or you can choose a critical illness insurance product with a lower coverage and buy a life-long critical illness insurance with a coverage of 65,438+10,000, which is also about 1000. I made a comparative analysis of the current popular critical illness insurance and compiled a list of critical illness insurance suitable for women of this age. What are some good accident insurance recommendations? Top 20 quality accident insurance in 2020!
At the same time, young women who work outside the home have a high probability of accidents, so accident insurance is necessary. Accident insurance with a general coverage of tens of thousands of yuan is only tens of dollars, which is very cheap.
Most women aged 30-45 are married and married, and the expenses in the family need to be borne by you, so the critical illness insurance and life insurance must be well matched. Of course, if you don't bear the main family economic responsibility, then you can appropriately reduce the insured amount when purchasing life insurance. It should be noted that the coverage of critical illness insurance should be as high as possible. Because this age group is the high incidence of major diseases of women such as cervical cancer and breast cancer, buying critical illness insurance can get a sum of money when these major diseases occur, so as to get better treatment.
If you don't buy critical illness insurance before the age of 45, you should buy it as soon as possible. Because you are over 50 years old, it is not only expensive but also difficult to buy critical illness insurance. At the same time, it is also necessary to buy million medical insurance, which has a large insurance coverage, because at this time, women are prone to get sick and more or less have some physical problems. The following is a list of millions of medical insurance for people over 45: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
Interested parties can have a look.