1 health insurance is an independent life insurance type, which mainly aims at the losses caused by the insured due to health reasons, and the insurance company pays the corresponding insurance money. Therefore, it is very necessary for qualified friends to buy this insurance.
This insurance is applicable to people over 3 years old and under 60 years old. However, in the process of actual insurance, the insurance rates of men and women are different. Generally speaking, when men take out health insurance, the premium rate is higher than that of women of the same age. Insurance companies mainly pay insurance benefits through sickness insurance, medical insurance, disability income loss insurance and nursing insurance. .
3 Different age groups have different needs for health insurance. For example, friends who have just entered the workplace can choose sickness insurance, and friends who have just formed a family can choose maternal and child insurance. Therefore, in the process of insurance, users can selectively insure according to their actual situation.
In some ways, insurance belongs to a special commodity. After the insured is insured, he can get corresponding protection when he goes out of danger. But for friends who were not insured when they were out of danger, it was too late to find out. Therefore, no matter what kind of insurance, it is necessary to exist.
The above is an introduction about whether it is necessary to buy health insurance. If you don't know insurance knowledge yourself, you can refer to the above contents, hoping to help you!