Most people who are 30 years old have become the main pillars of the family. They have parents above and children below. At the same time, they have to repay their car loans and mortgages. Work pressure is not small. Any risk may lead to family crisis. Therefore, for people of this age, it is extremely urgent to purchase insurance to transfer risks.
So what kind of insurance is better for people of this age? These types of insurance are conventional: critical illness insurance+medical insurance+accident insurance+term life insurance.
1. critical illness insurance
Now the disease is getting younger and younger, and there are not a few people who are seriously ill at the age of 30. If you are unfortunately seriously ill, the pillar of a family will fall. The treatment of many serious diseases takes a lot of time, but also takes into account the cost of rehabilitation and lost time. Therefore, critical illness insurance is the first thing to be configured. If you are worried about buying critical illness insurance, this article may be of reference value to you: the top ten insurance companies "worth buying" hot critical illness insurance inventory!
2. Medical insurance
It is not enough for people of this age to buy critical illness insurance, but also to consider minor illnesses and disasters that may occur at any time in life. Buy a million medical insurance, spend hundreds of dollars a year, easily get a million guarantees, and solve the part that medical insurance can't reimburse. In order to let everyone buy cost-effective products, I have compiled a list, click on the article on the right to learn more: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
3. Accident insurance
You never know which will come first, the accident or tomorrow. Although this is a bad sentence, it does make sense. Accident insurance is basically a kind of insurance suitable for all ages, and the price is very low. People of this age are not allowed to make any mistakes. Once an accident happens, the responsibility of supporting the family can't continue. This shows the importance of configuring an accident insurance.
4. Term life insurance
At this age, you not only have to bear the living expenses of your family, but also pay back the high car loan and mortgage. After you have completed the health insurance, you need to consider the death insurance. In case of unfortunate death, it will be a heavy blow to parents, wives and children. After buying life insurance, it won't make the family bear huge economic pressure, at least it can leave a guarantee for them.