Can the insurance company refund the money if you don't go to the physical examination after sending a health letter?

The insurance company asks you to have a physical examination, which proves that your future disease risk is higher than that of ordinary people. He is afraid to accept your insurance, so he will let you have a physical examination first to prove your health.

Then you want to give up your insurance. It's incredible!

There is a ten-day hesitation period after getting the contract, and there is no loss in surrendering during the hesitation period. Don't refund after the hesitation period, because you can't refund a few dollars. If you don't want insurance, you can directly deposit the money in the deducted bank card into another card, which will guarantee at least 8 months (the observation period is 6 months, and the payment can be postponed for two months).

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.