Because this product is quite popular, I will take you to know about this product.
If you want to quickly understand the content and evaluation results of Kunlun Health Kangxing baby critical illness insurance, you may wish to take a look at this in-depth evaluation report first:
"Kunlun Health Kangxing Baby's critical illness insurance protection is super comprehensive? You will know after reading it! 》
1. How about the critical illness insurance of Kunlun Health Kangxing baby?
The coverage of Kunlun Health Kangxing baby critical illness insurance is as follows:
Kunlun Health Star Kangbao Critical Illness Insurance provides two products, one is Kunlun Health Star Kangbao A, and the other is Kunlun Health Star Kangbao B.
As shown in the protection map above, Kunlun Health Kangxing baby critical illness insurance has many advantages. I said one by one:
1, compensation for serious illness
Take Kunlun Health Kangxing Baby's Critical Illness Insurance (models A and B) as an example. The first visit is made before the specified age, and the critical illness has been agreed in the contract, and the basic coverage of 180% and 150% can be obtained respectively.
This compensation is relatively strong. In fact, many critical illness insurances are not equipped with additional critical illness compensation. Compared with such products, Kunlun Health Kangxing Baby's critical illness insurance has a relatively close proportion to the people.
2. Extra compensation for special diseases
If the insured unfortunately suffers from a specific disease stipulated in the contract for the first time before the first policy anniversary of reaching the age of 30, and it is recognized as a major disease stipulated in the contract, Kunlun Health Kangxing Infant Critical Illness Insurance will pay 150% of the basic insurance amount in addition to the basic insurance amount.
It can be understood that you can pay up to 330% of the basic insurance amount!
How powerful is Kunlun Health Kangxing baby critical illness insurance in terms of compensation? The details should be understood by comparing other products.
If you want to shop around, take a look at this popular critical illness insurance comparison table I compiled:
Comparison Table of Domestic Popular 136 Critical Illness Insurance
3, there are malignant tumors-severe medical allowance.
How to cure malignant tumor is still a world-class problem. Because of its high incidence, high treatment cost and high recurrence rate, malignant tumor will be a fatal blow to families once it occurs.
Kunlun Health Kangxing Baby's Critical Illness Insurance just has malignant tumor protection-critical illness medical allowance, which provides strong support for the treatment of malignant tumor patients.
However, it should be noted that this responsibility of Kunlun Health Kangxing Baby Critical Illness Insurance A is optional. If you want this kind of guarantee, you can choose to add it at the time of purchase.
After seeing this place, I believe many friends think that the protection content of Kunlun Health Kangxing baby critical illness insurance is quite in place. However, the senior sister still shares a suggestion, first understand the following details!
Second, what are the details that need attention in Kunlun Health Kangxing baby critical illness insurance?
1, a, there are intervals for serious illness compensation.
Regarding the payment for critical illness, the number of critical illness payments for Kunlun Health Kangxing Baby Critical illness Insurance A is set to 3 times, while the number of critical illness payments for Kunlun Health Kangxing Baby Critical illness Insurance B is only 1 time. If you pay more attention to the multiple companionship of critical illness insurance, you can consider configuring Kunlun Health Kangxing Baby Critical Illness Insurance A.
There is an interval of 365 days for the critical illness payment of Kunlun Health Kangxing Baby Critical Illness Insurance A. It can be understood that the interval between two critical illness diagnoses is 365 days, otherwise the last critical illness payment may not be obtained.
2. The insurance age range is small.
In terms of insurance age, the age from 28 days of birth to 17 years old is within the insurance age range set by Kunlun Health Kangxing Baby Critical Illness Insurance, which can only protect children. If you are an adult, you cannot insure the product.
However, there are still many critical illness insurance products on the market that can provide critical illness insurance protection for adults.
If you don't know which product meets the requirements, take a look at this list carefully compiled by senior sister, covering a variety of high-quality critical illness insurance. Click below to get it quickly:
"Top Ten Hot Critical Illness Insurance Inventory Worth Buying! 》
Generally speaking, Kunlun Health Kangxing baby critical illness insurance is not cost-effective and comprehensive. However, the A-type critical illness compensation has a range, and the insurance age range is not wide enough, so it is not worth buying.
For friends who are looking for more comprehensive and practical insurance, Senior Sister still suggests comparing other products.
Write it at the end
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