First, critical illness insurance, a safe child
Applicable population: 30 days after birth-18 years old.
Insurance period: 1 year
China's children's insurance specially designed for children covers all kinds of serious diseases, covering 30 common and frequently-occurring major diseases. The waiting period is as low as 0.2 yuan every day, and the waiting period for the first insurance is only 60 days. Excellent service, including telephone doctor and VIP channel service for critical illness insurance. It is a good helper to pass on family risks and resist in many ways.
Second, Ping An E Life Insurance PLUS
Can be insured with or without social security, not limited to social security drugs. The million-dollar guarantee is as low as 0.4 yuan/day, and the annual deductible is 1 1,000 yuan. The actual expenses of hospitalization, outpatient emergency, outpatient surgery and special outpatient service shall be reimbursed for 7 days before and after hospitalization, regardless of the disease type. Healthy people between the ages of 28 days and 60 can be insured. This product is a 1 year product. After the insurance expires, you need to re-insure to continue to enjoy the protection. It contains a green channel for medical treatment, supports intelligent underwriting, and is convenient and worry-free.
Types of payment methods
When the insured suffers from the disease stipulated in the insurance contract or the contract, Ping An Insurance pays the insurance money to the insured according to the contract. The amount of premium is fixed. Once diagnosed, Ping An Insurance will pay the insurance money in one lump sum according to the insurance amount agreed in the contract. Ping An Health Insurance has many benefits besides payment.
For the reimbursement type, Ping An Insurance Company reimburses the medical expenses actually paid by the insured according to the proportion agreed in the insurance contract.
Ping 'an hospitalization medical insurance is reimbursement type, which is suitable for healthy people aged 18-40. The insurance period is 1 year, and the protection plan includes reimbursement of hospitalization expenses, hospitalization allowance and donation of medical services. In addition to the above two types, there are other types of Ping An health insurance.
Types of subsidy methods
Ping An Insurance Company pays insurance money according to the actual hospitalization times and surgical items of the insured. Insurance premium is usually calculated on a daily basis, and the total amount of insurance premium varies according to hospitalization and operation plan. We can choose according to our own needs when choosing.