1. After the waiting period, 60 (more than one) major diseases agreed in the contract are diagnosed, and the insurance company will pay compensation according to the basic insurance amount, that is, 300,000 yuan, and the insurance contract will be terminated;
2. After the waiting period, if you are diagnosed with 25 kinds (more than one kind) of minor ailments agreed in the contract, the insurance company will pay 20% of the basic insurance amount, that is, 60,000 yuan. After the payment, the contract will continue to be valid, that is, the other group of liabilities for minor illness, serious illness and death will be valid, and the subsequent premium will be exempted;
3. If you don't have a serious illness and die within the insurance period, you can get death insurance money, which is equal to the greater of the accumulated premium and the cash value of the policy.