This is divided into two kinds of surrender: hesitation surrender: every insurance product will have a hesitation period. If the consumer "repents" during the hesitation period and decides to surrender, there will be no loss. Normal surrender: the so-called normal surrender, that is, the surrender after the hesitation period, is called normal surrender, which will bring certain economic losses to consumers, because the insurance company only returns the cash value of the policy and does not return the premium paid, and the difference between the two is still relatively large. In particular, the sooner you surrender your insurance, the less you get.
Enjoy Worry-Free (dividend-paying) is a dividend-returning life insurance product launched by Taiping Life Insurance Co., Ltd. The basic information mainly includes the guarantee period and payment period. Currently on sale, the guarantee period is life, the payment period is one-time payment/payment to 55/6 years old/1015/20/30 years old, the insured age is 0 -70 years old, the waiting period is 90 days, and the hesitation period is10.