The basic connotation of "providing for the aged" policy mainly includes health and participation. Health is the foundation of "providing for the aged". Health mainly includes static health and dynamic health. Static health mainly refers to physical health, mental health, interpersonal health and sound personality. Dynamic health refers to the prevention or reduction of disability (disability) caused by disease through scientific methods such as physical exercise and reasonable diet from the perspective of individual life cycle.
Participation is the core of "providing for the aged". Participation is actually the essence of activity theory in gerontology theory. Participation mainly has two meanings: first, the elderly have the right to participate in society; The second is to expand the channels for the elderly to participate in society, improve the social support system such as systems and laws that support the participation of the elderly, and let the elderly participate in the construction of * * * and enjoy the fruits of social development.
Measures to improve the pension mechanism
1, expand the coverage of old-age insurance. The biggest problem in expanding coverage is to include flexible employees in the scope of protection. The state should introduce a unified insurance policy for flexible employees to attract flexible employees to participate in insurance at a lower cost. We will promptly formulate and improve the old-age insurance policies for people with mixed ownership, non-public ownership and flexible employment, and bring them into the old-age security system.
2. Deepen the reform of the endowment insurance system. To solve the current crisis of pension fund payment in China, we must first change our concept, reduce the replacement rate of basic pension insurance, and improve the social and personal pension responsibility. Only in this way can we provide development space for other levels of endowment insurance. Establish a personal account management system. Separate individual accounts from social pooling funds, and separate accounts to avoid the risk of social pooling borrowing from individual accounts.