The insurance service above Alipay should be a section that Alipay pays more attention to. Taking offline payment as a breakthrough, you can get free health insurance of up to 5,000 yuan. On this free insurance page, you have given two kinds of insurance, hospitalization and critical illness insurance, with high coverage and low premium. The hospitalization fee can be up to 4 million, up to 50.
The insurance on Alipay is only a sales channel for insurance companies, and the design of the product itself is still dominated by insurance companies. So the essence of insurance has not changed. However, due to the strong natural flow advantage of Alipay, insurance companies must make concessions in product design if they want to move their products to Alipay, which is more cost-effective.
Insurance is a very complicated business. As an insured person, you must read the insurance clauses carefully, analyze and understand them thoroughly, and avoid wasting the premium when making claims in the future.