Common dividend insurance in the market includes dividend annuity insurance, dividend life insurance and dividend insurance. Usually, the insured can enjoy the dividends of the insurance company while enjoying the corresponding protection. So is dividend insurance really that good? Let's look down. Friends who don't have time to read can collect this article first: Why are the complaints about dividend insurance so high? Unveil the mystery of dividend insurance
Before allocating dividend insurance, we must understand the following points. First of all, the protection function of dividend insurance is weak, and the products may have problems such as insufficient protection and narrow coverage. Secondly, the premium price of dividend insurance is usually much higher than that of ordinary health insurance, and it is not very friendly to small partners with low income and unstable economic situation.
Finally, the dividend part of dividend insurance is directly related to the actual operation of dividend insurance business of insurance companies. We can't predict in advance the actual operation, so it is uncertain how much dividends we can get, and there is no guarantee that we can get considerable benefits.
In fact, there are a lot of wealth management insurance on the market, so you don't have to stick to dividend insurance. You can shop around before making a decision. Sister Xue has compiled a list of high-yield financial insurance, which you can refer to: Top Ten Financial Insurance Rankings ▏ Want to buy high-yield financial insurance? Don't miss this 10 model again!
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