Regarding the health notification of critical illness insurance, I also summarized some tips before:
What are the tips for health notification when applying for insurance?
Generally speaking, corneal dystrophy is a genetic disease. The typical symptoms of this kind of disease are eye pain, tears, dry eyes, glare and so on. The common complications are decreased vision and secondary glaucoma.
Moreover, in the above diseases, many critical illness insurance products on the market have been asked about health problems. For example, some products will ask the insured whether they have "visual impairment" or "cataract, glaucoma, high myopia (above 800 degrees)" and so on.
Patients with corneal dystrophy can not be directly insured if they have diseases in health notification, and they need to be insured before they can continue to be insured.
As for underwriting, there are manual underwriting and intelligent underwriting, and there are some differences between them. Interested friends can look at the following analysis:
What is the difference between intelligent underwriting and manual underwriting? The article takes you to know the correct insurance posture!
To sum up, patients with corneal dystrophy still have the opportunity to take out critical illness insurance, and now there are many products with loose health advice on the market.
For example, Versailles plus critical illness insurance, the insurance conditions are relatively loose, and the overall cost performance of this product is also high.
Regarding Versailles plus critical illness insurance, if you want to know more, you can see the following detailed evaluation:
Versailles plus critical illness insurance has returned heavily, so you must look at the in-depth evaluation before buying!
That's all the answers. Please accept them.
The same number on the whole network: Xueba said insurance, welcome to search!