Which is better depends on what the insured's security needs are. However, Senior Sister suggested buying insurance for parents, including critical illness insurance/cancer insurance, accident insurance and medical insurance.
If the parents are older, it is not recommended to buy critical illness insurance, because when they are older, buying critical illness insurance may have the risk of upside down premiums, which cannot transfer the economic risks brought by serious illness well.
Consider buying cancer insurance for your parents. Cancer insurance is to protect cancer. Parents are at high risk of cancer in this age group. They have bought cancer insurance. When they unfortunately have cancer and meet the requirements of the insurance contract, they can get compensation.
Moreover, the health information of cancer insurance is relatively loose, and the premium is generally cheaper, which is very friendly to middle-aged and elderly people.
If you don't know about cancer insurance, you can look here: what is cancer insurance, how to buy it, which is good, comprehensive analysis and comparative evaluation.
With the growth of parents' age, many things become inadequate and the probability of accidents increases, so it is necessary to buy accident insurance to transfer the economic risks brought by accidents.
In addition, medical insurance can reimburse reasonable medical expenses arising from medical treatment. Middle-aged and elderly people often need to see a doctor because of their declining physical function. It is practical to buy medical insurance.
Here are some good medical insurance, which can be seen by friends in need: the list of 10 million medical insurance is freshly released!
Finally, my senior told me that buying insurance involves many of our own interests. No matter what insurance you buy, you need to read the insurance contract carefully. This article tells you how to read the insurance contract: teach you to identify the pit in the insurance contract!
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