Good medical insurance Long-term medical insurance, like other millions of medical insurance, also has the age limit, and only users aged 0-60 can join. At the same time, the work occupation of the insured users should meet the conditions at the same time. Good medical insurance and long-term medical care should limit the types of high-risk occupations. Please pay attention to whether your occupation meets the requirements when joining. The key point is that in the latest version of Good Medical Insurance Long-term Medical Care 2020, health notification gives corresponding dynamic health notification according to the user's age and gender, which means that the health notification you see is different from that of the elderly or his wife when they are insured.
Analysis:
Health information has become strict, so don't be nervous. Good medical insurance Long-term medical care 2020 Health information is strict and relative. Compared with other insurances on the market, the health information of good medical insurance and long-term medical care is relatively loose.
Protect what?
General medical insurance coverage: 2 million (deductible 1 10,000)
Coverage of critical illness medical insurance: 100 4 million (deductible 0)
Critical illness allowance: 6,543,800+0,000 yuan
Other insurance benefits: special outpatient service, outpatient operation, emergency 7 days before hospitalization, and emergency 30 days after hospitalization.
Value-added services: proton heavy ion therapy, medical treatment, hospitalization advance payment, drug purchase and special treatment (optional)
In the process of claim settlement, we need to prepare the following related materials:
(1) claim report
The first time an insurance accident happens, you should report it to an insurance company with good health insurance.
We can report the case on Alipay: open Alipay, click My-Ant Insurance-All My Policies, and apply for self-service claims on the policy details page.
You can also report the case by phone, or you can pay attention to the official account consultation of nurse WeChat.
(2) Submission of materials
Good medical insurance Long-term medical insurance claims required materials are as follows:
Claim application.
Original invoice (if the invoice is to be reimbursed by a third party and the original invoice is collected, a copy of the invoice stamped with the official seal of the other party, the original payment form/reimbursement split form, the detailed list of expenses and the social security settlement list are required).
Related medical records and outpatient information.
Surgical records and related medical records.
Accident certificate.
Copy of the identity card of the insured or beneficiary.
Copy of the insured's own bank card.
After preparing the above materials, you can hand them over to the relevant departments of the insurance company for review.
(3) claim settlement is completed
After submitting the materials, the insurance company will review the relevant materials and complete the review within 72 hours at the earliest. Insurance companies generally pay insurance benefits within 3 working days, and 30 days in complicated cases.
Summary:
We can find that the guarantee of good medical insurance and long-term medical care 2020 is very comprehensive, and the cost performance is still very high, which is very worthy of consideration.