It is understood that in the United States, health insurance, automobile insurance, residential insurance, life insurance and commercial insurance are the most common types of insurance related to people's daily life. How about China Life? I just sorted out the relevant contents, hoping to help you: How about China Life? Top Ten Life Insurance Products Ranking List!
There are many kinds of health insurance and complete protection.
It is understood that the general health insurance in the United States is subdivided into medical insurance, dental insurance, obstetric insurance, eye insurance and income compensation insurance according to its insurance content.
Medical insurance: At present, the average monthly premium for buying a general medical insurance in the United States is about several hundred dollars, but many companies will provide medical insurance benefits for their employees, which are insured by companies and groups, and individuals only need to pay a small fee or even a penny.
Dental insurance: the cost of dental treatment is usually not covered by medical insurance. People with dental problems had better buy this insurance separately.
Obstetric insurance: it needs to be purchased separately, and generally it must be purchased before pregnancy. Most maternity insurance allows women to stay in hospital for two days. In the United States, the normal delivery cost is $65,438+0,850 to $2,850.
There are many auto insurance projects and the price is high.
American insurance companies offer a wide range of auto insurance programs, but they usually include several main programs:
Liability insurance: most state laws require car owners to buy liability insurance. When the driver causes the other party's car damage or physical injury due to his own fault, the insurance company will pay for the loss. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
Collision insurance: this kind of insurance is actually an extension and supplement of liability insurance, which is used to pay for the damage to the car and body caused by the driver's own fault.
Accident insurance: This kind of insurance mainly compensates for losses caused by theft and natural environment.
Residential insurance "all-inclusive"
Residential insurance is also called residential insurance. In life, Americans value cars first, followed by houses. This kind of insurance covers a wide range of compensation. Except for the accidents caused by floods, earthquakes and tsunamis, almost all the house losses caused by other natural and man-made disasters are covered by this insurance, such as house fire, water pipe leakage, lightning damage to the house, snow crushing the roof and so on. The insurance company is responsible for compensation.
In addition, this kind of insurance also includes the liability for compensation caused by extended accidents related to houses. According to the relevant laws of the United States, anyone who stumbles in front of your house and causes a fall, or is accidentally injured in your house or bitten by your dog, the injured person has the right to sue you in court and claim compensation from you. After joining the family insurance, the compensation fee will be paid by the insurance company.
Bao Ge tip: I hope the above information will help you buy insurance in the United States. If you want to buy other insurance, please pay attention to Brother Bao. Com, honest, professional and efficient.