1 malignant tumor-exclude some early malignant tumors.
2 Acute myocardial infarction
3 sequelae of stroke-permanent sexual dysfunction
4 major organ transplantation or hematopoietic stem cell transplantation-allogeneic transplantation.
Coronary artery bypass grafting (or coronary artery bypass grafting)-requires thoracotomy.
6 End-stage renal disease (or uremia stage of chronic renal failure)-dialysis treatment or kidney transplantation is needed.
Loss of more than 7 limbs-complete amputation
8. Acute or subacute severe hepatitis
9 Benign brain tumor-requires craniotomy or radiotherapy.
10 decompensated period of chronic liver failure-excluding alcoholism or drug abuse.
1 1 encephalitis sequela or sequelae of meningitis-permanent sexual dysfunction.
12 deep coma-excluding alcoholism or drug abuse.
13 binaural deafness-permanent irreversibility
14 blindness-permanent irreversibility
15 paralysis-permanent complete paralysis
16 heart valve surgery-requires thoracotomy
17 severe Alzheimer's disease-complete loss of independent living ability
18 severe brain injury-permanent sexual dysfunction
19 severe Parkinson's disease-complete loss of independent living ability
Severe third-degree burns-at least 20% of body surface area.
2 1 severe primary pulmonary hypertension with heart failure.
22. Severe motor neuron disease-complete loss of autonomous living ability
Loss of language ability-complete loss and active treatment for at least 12 months.
24 Severe aplastic anemia
Aortic surgery-requires thoracotomy or laparotomy.
The insurance that you mentioned includes 32 major diseases may be our company's "additional critical illness insurance" or "health and happiness lifelong critical illness insurance", that is, in addition to the above 25 major diseases, it also includes 7 other major diseases, namely:
Severe multiple sclerosis
27. Medical personnel are infected with HIV or suffer from AIDS in their professional behavior.
28 cases of acute necrotizing pancreatitis,
Muscle dystrophy,
Systemic lupus nephritis
3 1 end-stage lung disease
32 1 type diabetes mellitus
Please check the terms of your insurance contract for the above details. If you have any questions, please call the National Customer Service Hotline of Xinhua Life Insurance at 95567 for consultation.