Generally speaking, the insurance cost of consumer critical illness insurance is related to age and insured amount. With the increase of age, the insurance cost will increase gradually. At present, the annual premium of consumer critical illness insurance products on the market is generally between several hundred yuan and several thousand yuan. For example, for people with a coverage of 200,000 and around 30 years old, the insurance cost is probably 500 yuan, and for people around 40 years old, the insurance cost may rise to around 1 1,000 yuan.
Specific insurance costs need to refer to the protection schemes provided by different insurance companies. Different security schemes will provide different coverage and coverage, depending on different security needs. In addition, there are some special types of consumer critical illness insurance, such as protection against certain cancers or provision of hospitalization allowance. These additional types of insurance will also have a certain impact on the premium.
In a word, the premium price of consumer critical illness insurance is flexible, and the specific premium price needs to be determined according to the individual situation and the required protection. It is suggested that consumers should read the insurance contract carefully when choosing consumer critical illness insurance, and fully understand the coverage content and the calculation method of insurance cost, so as to make a reasonable choice.
If necessary, you can consult Runan Insurance. Runan Insurance always pays attention to customer experience and is committed to providing quality customer service. Whether choosing insurance products or making claims, the service personnel of Runan Insurance will provide customers with patient and meticulous services. In the service process, Runan Insurance will actively listen to customers' needs and opinions, and strive to solve problems for customers.