What is Yifubao?

Yifubao is an independent third-party payment company under Suning Shang Yun. In 20/0/2, Kloc was awarded the "China Electronic Payment Industry Most Potential Award" by China Payment and Clearing Association and China Financial Certification Center. Registered members in Suning.cn also have an Yifubao account, which can be recharged directly on Suning.cn, and can be paid directly with Yifubao. Users can enjoy various application services such as credit card repayment, water, electricity and coal payment after activating the Yifubao account.

Basic information editing

Nanjing Suning Yifubao Network Technology Co., Ltd. is an independent third-party payment company under Suning Shangyun Group Co., Ltd. with a registered capital of 1 100 million yuan. Established on 20 1 1, and obtained the third-party payment business license issued by the People's Bank of China on June 201.

At present, Yifubao has more than 30 million registered members and its annual transaction volume is nearly 20 billion yuan. Established in-depth strategic cooperation with more than 20 prime banks, and online payment covers more than 65,438+000 bank cards nationwide, making it one of the most trusted partners of financial institutions in the field of electronic payment.

2 main life application service editor

credit card repayment

Credit card repayment is an online credit card repayment service launched by Yifubao Company. You can make use of the available balance in the Yifubao account, fast payment with a savings card or online banking with a savings card, and easily realize the inter-bank and cross-regional credit card repayment for yourself or others without handling fees. At present, Yifubao credit card repayment supports ICBC, China Merchants Bank, China Construction Bank, China Bank, Bank of Communications, China Everbright Bank, Nanjing Bank, Shanghai Pudong Development Bank and China Guangfa Bank. Stay tuned for more banks.

Transfer remittance

Yifubao's transfer and remittance are free, with free SMS notification and fast arrival, covering more than 100 banks.

Prepaid recharge

You can charge your mobile phone in 1- 10 minutes with Yifubao. There is no handling fee, and there will be an irregular discount.

Payment for water, electricity and coal

Yifubao supports balance, fast payment, online banking and other payment methods, and can easily pay at home anytime and anywhere, as well as free SMS reminder service. At present, the payment of water, electricity and coal has covered most first-and second-tier cities, and the number of cities covered is gradually increasing.

insurance financing

Tesco Insurance Channel is a one-stop trading and management platform, providing you with insurance and wealth management products. The types of insurance provided include auto insurance, accident insurance, health insurance, travel insurance, property insurance, and financial insurance such as universal insurance and investment-linked insurance.

Fixed telephone broadband

There is no need to queue up, no handling fee, time saving, convenience and support for major cities in China.

3 operation editing

explain

1. To use the Easy Pay account, you need to ensure that your account is bound with Suning membership card.

2. After logging in to the mall, you can click "Yifubao Account" in my Tesco to view the account balance and details.

3. If the amount of the PayPal account you use is less than the amount you need to pay, you can also use online banking at the PayPal account recharge place or recharge at the cashier of Suning Store to make up the difference.

4. You can select "Easy Pay Account" on the details page of the order information to pay.

5. You can also apply for a refund of the amount of Yifubao.

6. After the current order is successful, the member card number contains the Efubao amount. If you reapply for a member entity card, the system will automatically transfer the previous Efubao amount and details to the Efubao account of the entity membership card you applied for later.

Use steps

1. Recharge the Yifubao account in my Tesco.

2. Choose the goods you need to buy.

3. Pay in full with Yifubao, and you don't need to choose the payment method. Payment method display: "Your total payable amount is 0 yuan, so you don't need to choose a payment method!"

4. When the E-PayPal account is used to pay the order in full, the generated order has no payment method, and the amount to be paid is also 0, indicating that the order has been paid successfully.