New China life health worry-free c critical illness insurance
Who can protect Xinhua's health and worry-free C?
Insurance age: 18 years old and 6 1 0 years old.
How to ensure Xinhua's health and worry-free?
Payment method: 5, 10, 20, 30 years.
How long does Xinhua Health Worry-Free C guarantee?
Insurance period: life.
Xinhua healthy wuyou c
What does Xinhua Healthy Worry-Free C guarantee?
1, critical illness insurance (60 major diseases)
Observation period (180 days): if a major disease is diagnosed due to the disease, 1 10% of the premium paid shall be paid, and the contract shall be terminated; If a major disease is diagnosed due to unexpected reasons, the insurance amount will be paid and the contract will be terminated.
After the observation period (180 days): major diseases are diagnosed, insurance benefits are paid, and the contract is terminated.
2. Mild illness insurance (15 mild)
Observation period (180 days): if the disease is diagnosed as mild, it will not bear the insurance liability and the contract will continue to be valid; If a minor illness is diagnosed due to unexpected reasons, 20% of the insured amount will be paid, and this responsibility will be terminated.
After the observation period (180 days): it is diagnosed as a mild disease, and 20% of the insured amount will be paid, and this responsibility will be terminated.
3. Death insurance:
Observation period (180 days): in case of death due to illness, 1 10% of the premium paid shall be paid, and the contract shall be terminated; If he dies due to unexpected reasons, he will pay the insurance amount and terminate the contract.
After observation period (180 days): After death, the insured amount will be paid and the contract will be terminated.
Xinhua Health Worry-Free C Insurance Case:
25-year-old girl, with a coverage of 500,000 yuan and a life-long insurance period. Annual premium 1 1.500 yuan, and the payment period is 20 years.
Main insurable interests:
After the insurance contract comes into effect 180 days, if the insured suffers from one of the 15 mild diseases agreed in the contract, he will pay 100000 yuan, and the insurance contract will remain valid. After that, those who suffer from one of the 60 serious diseases agreed in the contract will pay 500,000 yuan and 600,000 yuan, and the insurance contract will be terminated.
The insured shall pay 500,000 yuan for death due to accident or illness 180 days after the insurance contract comes into effect. The contract is terminated.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.