1, terms of renewal.
This is a one-year short-term medical insurance product, and renewal is not guaranteed. The contract does not say that renewal needs to be reviewed, and it is agreed not to adjust the renewal insurance rate or refuse the renewal request because of the change of the insured's health status or historical claims. From this point of view, the renewal conditions of this product are still good, but there is still the risk of product suspension.
2. Guarantee content
The coverage provided by this product is similar to that of similar products on the market, including general medical care and serious illness medical care. The coverage is high and the cost is full, but it lacks the protection of proton heavy ion medical care.
1. How to refund the automatic deduction?
1. Log in to your personal WeChat account;
2. Select "I-Pay" to enter the WeChat payment page;
3. Select "……" in the upper right corner to enter the payment management page, and select "Deduction Service";
4. After entering this page, you can view the automatic deduction enabled by the user, select the automatic renewal to cancel, and click "Close Service".
If the insured needs to surrender directly, he can pay attention to the official account of "YEATION" WeChat, select "My Policy" in the "Personal Center", select the policy he wants to surrender, and fill in the reasons for surrender to get the surrender.
Generally speaking, there is no charge for refund during the hesitation period, and only the cash value can be refunded after the waiting period. This applicant needs to pay attention.
Operating environment: mobile phone model OPPO K3 wechat version: 8.0. 15
Second, how to refund the insurance amount?
1, surrender within the hesitation period
Easy to insure YEATION as an online insurance, similar to the traditional safe surrender requirements, there is a hesitation period for surrender. If you surrender your insurance within the hesitation period, the property loss is small and the insured amount is basically refunded in full. Therefore, you need to be cautious when applying for insurance, and surrender as soon as possible, knowing that the more you push it back, the greater the loss;
2. Surrender within the normal period.
When the insurance premium has been paid for a period of time, even more than a few years, the property loss of surrender is relatively large. At this time, only the cash value is left in the insurance policy. Compared with the cash value table in the clause, the balance of the returned account is generally less than 30% or even less, but the insurance price of YEATION itself is not high and it is still safe.
Operating environment: mobile phone model OPPO K3 wechat version: 8.0. 15