Recently, Alipay Medical Insurance has updated its long-term medical care, among which several health notices have been added.
Let's take a look at the health warnings before and after the upgrade. On the left is good medical insurance long-term medical care 20 18, and on the right is good medical insurance long-term medical care 20 19.
? The definition of tumor and heart disease is clear: Good medical insurance and long-term medical care 20 18 only ask about tumors, but many people think that only malignant tumors need to be informed, but in fact tumors include benign tumors.
Therefore, Good Medical Insurance Long-term Medical Care 20 19 defines tumors as malignant tumors (including carcinoma in situ), benign tumors and cervical epithelioma-like lesions, and heart disease also defines the types of diseases.
Nodules should also be informed: good medical insurance for long-term medical care 20 18 does not need to be informed, and can be directly insured. Notify thyroid nodules, breast nodules and lung nodules after upgrading.
Increased lung diseases: notification is required after the escalation of chronic bronchitis and bronchiectasis.
The conditions of diabetes, hypertension and heart disease were clarified: after upgrading, diabetes or fasting blood glucose ≥7mmol/L should be informed, and hypertension added the condition of "when not taking medicine".
Cancellation of Class A and Class B legal infectious diseases: After upgrading, Class A and Class B legal infectious diseases do not need to be notified, but AIDS and syphilis still need to be notified.
On the whole, the health notification of good medical insurance long-term medical care 20 19 is much stricter.
If it contains the above health information, it is impossible to apply for medical insurance for long-term medical treatment;
It is also possible that some options were chosen wrong when insuring, which made it impossible to insure.