How about the critical illness insurance of Taikang Life Insurance? Is this insurance worth buying?

Taikang life insurance has many critical illness insurance. I don't know which one you mean. At present, the most popular are lifelong critical illness insurance I, lifelong critical illness insurance and multiple critical illness insurance. Whether insurance is good or not depends on the content of protection. For example, Taikang enjoys multiple critical illness insurance. This product is guaranteed for life, providing multiple critical illness insurance and free of premium for minor illness. The waiting period is 90 days, but there is no protection for mild illness. For a detailed analysis, please see this article: Is Taikang enjoying multiple critical illness insurance worth buying? Read this article first!

Buying critical illness insurance depends not only on the insurance company, but also on the coverage.

A good critical illness insurance often provides complete protection for mild and moderate diseases, multiple compensation and extra compensation for high-risk diseases, and some also provide death protection and premium exemption. Just like the Universal Versailles plus critical illness insurance, it not only provides complete protection for mild and moderate diseases, but also provides additional compensation for mild and moderate diseases, premium exemption and death protection. And you can add a malignant tumor severe expansion fund, which is good on the whole. Interested friends can read this article: Versailles plus critical illness insurance has returned heavily, so be sure to look at the in-depth evaluation before buying!

Understand this, but also pay attention to some details, such as the amount of insurance. If the insured amount is too high, it will easily lead to great pressure on payment and affect normal life; If the insurance coverage is too low, the amount that may be paid is not enough to make up for the economic losses caused by the disease. Because the cost of treatment for serious illness is generally above100,000 to 200,000, plus the loss of income during treatment and the subsequent rehabilitation expenses, it is suggested that the coverage of serious illness insurance should be above 300,000, and 500,000 is relatively moderate. Different types of insurance have different coverage requirements. If you want to know the insurance coverage requirements of other types of insurance, you can read this article: What is the appropriate insurance coverage? Tell me the doorway inside.

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