Sickness insurance generally means that after the insured gets sick, the insurance company will give a certain reimbursement, and the reimbursement ratio will generally be paid according to the contract, so you must read it carefully when signing the contract; Generally speaking, nursing insurance is an insurance that provides nursing protection for the insured on the condition that the daily living ability obstacle stipulated in the insurance contract leads to nursing demand.
China life health insurance can be purchased by age, and the probability of serious illness is relatively low when you are young. At this time, you can purchase mild insurance. As for nursing insurance and long-term health insurance, they can be supplemented with age.
When buying insurance, you must consider the amount of insurance. For example, if you buy serious illness insurance, you must buy enough insurance. Even if you get sick unexpectedly, you can go to the doctor in time, and you don't have to worry about returning to poverty due to illness. After choosing enough insurance coverage, we should also consider the issue of premium. The more general coverage, the higher the premium. At this time, it depends on whether the family can afford the premium and what impact it will have on life. If it is too high, you should buy it carefully.
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